Free Debt Collector Abuse Evaluations

Bradburn Law Firm

Phone (317) 475-0826
Fax (317) 475-0825

Debt Collection

Debt is no laughing matter. At Bradburn Law Firm, we will work with you to relieve the stress of harassing debt collectors and avoid a lawsuit judgment. Our primary mission is to assist you with your financial issues by reviewing your individual situation and developing a strategy custom-tailored to your needs. Call us today to learn how we can help resolve your debt problems.

Unhappy Couple


Stop debt collection harassment with the federal Fair Debt Collection Practices Act (FDCPA). Under the FDCPA, debt collectors are prohibited from using abusive, deceptive, misleading, and unfair collection practices.

What do you get in an FDCPA case?

  • Up to $1,000 in Statutory Damages
  • Actual Damages

How much will this cost me?

  • Nothing
  • Attorney's Fees and Cost Are Paid by the Debt Collector
  • We Only Get Paid If the Case Is Successful
  • No Out-of-Pocket Fees, Costs, or Expenses

What should you do if a debt collector is harassing you?

  • Call Our Law Firm
  • Save Every Collection Letter and Envelope
  • Save Every Voicemail
  • Do Not Erase Your Phone's Call Log
  • Document Every Call
  • Take Notes

Debt collectors are not allowed to:

  • Sue on a Debt Beyond the Statute of Limitations
  • Call Repeatedly or Before 8:00 a.m. or After 9:00 p.m.
  • Use Profanity
  • Threaten Criminal Prosecution
  • Attempt to Collect the Wrong Amount

Debt Collection Lawsuits

When you have been sued for a past due debt, we can defend the case and help you avoid a judgment. After you receive the summons and complaint, you have a very short time to respond. Do not allow a judgment to be entered. The judgment allows the creditor to garnish your wages, seize your bank account and other assets, and place a lien on your home.

Your Options

If you get sued, you have three possible options. Below, we offer a detailed description of each:

  • Settle: The first option is to settle the lawsuit. You can pay in a lump sum or the creditor may accept monthly payments. This works well if the debt is small and you do not have other substantial debts.
  • Litigate: The second option is to litigate. Many collection cases can be defended, particularly if they are debt buyer lawsuits. Litigation is a good choice if you have valid defenses.
  • Bankruptcy: The final option is bankruptcy. Bankruptcy will eliminate most debts and give you a fresh start. After a bankruptcy filing, lawsuits must stop. Bankruptcy is a good choice when you owe a substantial amount of debt and you do not have a strong defense to the lawsuit.